Insurance companies routinely will try to place most of the blame for accidents on the motorcyclist. We know the truth. Statistics show that two-thirds of accidents between motorcycles and other vehicles are caused by another motorist failing to yield the right of way to the motorcycle operator. A motorist commonly reports that he or she did not see the motorcycle.
There's no question that a motorcycle is less visible than a passenger car, but that's no excuse for an inattentive driver who causes a motorcycle accident.
Studies have shown that motorcyclists are 27 times more likely to die in a collision than the occupants of the other vehicle. Motorcyclists are five times more likely to sustain some injury than are the passengers in the other vehicle. Because of the high risks, insurance companies may limit or exclude certain coverage, such as personal injury protection.
If the insurance company denied your claim after an accident, get in touch with an experienced attorney at Flager & Yockey, P.C. Our attorneys can make use of all possible resources to see that you get the full compensation you deserve.
Here is a brief rundown of Pennsylvania motorcycle insurance coverage:
Motorcycle insurance, unlike auto insurance, does not include limited or full tort options, so you can get compensation for pain and suffering.
This benefit pays for your medical bills to cover an injury to the motorcycle rider caused in an accident. Your policy will list the expenses covered.
A required coverage in Pennsylvania, this insurance does not pay benefits to you. Rather, it covers any claims against you if you are found responsible for causing an accident. The state minimum for bodily injury liability is $15,000, but it's recommended that you carry $100,000 in coverage to protect yourself if another driver successfully seeks compensation following an automobile accident.
This type of insurance covers injuries you sustain in an accident with an uninsured or underinsured motorist. The minimum required amount is $15,000.
Stacking allows you to add the uninsured and underinsured coverage together for each vehicle (including your motorcycle) you have insured under the same policy. For example, if you have two vehicles on the same policy with an uninsured or underinsured motorist coverage of $100,000 per injury/$300,000 per accident, you can stack the coverages and have $200,000/$600,000 available in coverage.
Contact Flager & Yockey, P.C. for qualified assistance in your motorcycle accident case. An experienced motorcycle accident lawyer can assist you or your loved one with your case. Don't let the insurance company decide what happens to you. You deserve justice. We can help.
Your initial consultation is free. You don't pay us unless you win.
Call (215) 953-5200 or 1-888-470-1099 for your free personal injury consultation today.
A new study reveals that teenage girls are more ...
May 2Driving laws for teenagers vary from state to ...
Mar 12Pennsylvania and New Jersey have some of ...
Feb 10